Organize common documents before they are requested.

Identity and residence

• Government-issued identification
• Current residential address and housing history
• Social Security number provided only through an approved secure process

Income and employment

• Recent pay stubs
• W-2 forms
• Federal tax returns when requested
• Employment contact information
• Additional documentation for bonuses, overtime, commissions, or other income

Assets and funds

• Recent bank statements
• Investment or retirement statements when used
• Documentation for large deposits or transferred funds
• Gift-fund documentation when applicable

Debts and obligations

• Information about installment loans, student loans, child support, alimony, or other obligations
• Mortgage statements and insurance for other properties

Property and transaction

• Purchase contract after an offer is accepted
• Homeowners insurance contact or quote
• Earnest money documentation
• Additional property or association information when requested