LocationEligible areas only
IncomeHousehold limits apply
OccupancyPrimary residence
Who this program may fit
- Eligible households buying in qualifying areas
- Primary-residence buyers who meet income and program requirements
- Borrowers comparing zero-down possibilities
Potential benefits
- May offer zero-down financing for eligible borrowers and properties
- Fixed-rate financing may be available
- Can support homeownership in qualifying rural and suburban areas
Important considerations
- Household income limits generally apply
- Property location must be eligible
- Guarantee fees may apply
- Program funding, availability, and lender requirements can change
What a review may include
A mortgage review commonly considers income, employment, assets, credit history, monthly obligations, occupancy, property type, purchase price or value, available funds, and applicable program requirements.
Educational information only. This page does not describe every guideline and is not a loan approval, rate quote, or commitment to lend. Program terms and availability vary.